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Money Smart
Money Smart brings together practical information on saving money, finding work, dealing with mortgage issues and more. This page presents a wide variety of information that's been assembled by the Sacramento Public Library.
Money Saving Tips
WEConnect
First Lady of California Maria Shriver’s new website WEConnect serves as a one-stop shop, connecting Californians to programs and services for which they may be eligible.
Turn $451 a Month Into a Million Bucks
Provided By Kiplinger.com
May 13, 2008
Five Basics for Building a Solid Financial Future
By Ron Lieber - The New York Times
May 17, 2008
Checkbook Checkup... Advice That We Can All Use to Save Money
By Kara McGuire - Minneapolis-St. Paul Star Tribune
May 3, 2008
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Extraordinary Uses for Ordinary Things: Featuring Vinegar, Baking Soda, Salt, Toothpaste, String, Plastic Cups, Mayonnaise, Nail Polish, Tape, and Mor
By Reader's Digest
2007/04 - Reader's Digest Association
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Save the day with more than 2,300 clever, ingenious, smart ways to use everyday household products--all guaranteed to save time and money. Readers will discover the untold value of hundreds of items from baby shampoo to pepper, vinegar to yogurt and more. ...More
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Scam-Proof Your Life: 377 Smart Ways to Protect You & Your Family from Ripoffs, Bogus Deals & Other Consumer Headaches
By Kirchheimer, Sid
2007/04 - Sterling Publishing
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In this essential "AARP" guide written by a "consumer crusader," readers get inside information from those in the know on how to protect their money, their rights, and their health. Illustrations. ...More
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Real Estate
ACORN Housing Corporation
ACORN Housing is a national non-profit housing organization with a local presence. Approved by HUD and Fannie Mae, ACORN offers no-cost assistance to homeowners who are facing foreclosure. ACORN works directly with 43 major lenders in the U.S. to renegotiate loans and bring them current, via the HELP (Home Equity Loss Prevention) program.
4433 Florin Rd., #830
Sacramento, CA 95823
Phone: (916) 451-9659
Se Habla Español
Consumer Home Mortgage Information
This page contains helpful information from the State of California on payment negotiation, foreclosure, credit counseling, and scam avoidance.
US Government Tips for Avoiding Foreclosure Rescue Scams
Retrieved June 5, 2008
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The Complete Idiot's Guide to Buying Foreclosures
By Dempsey, Bobbi
Beitler, Todd
2008/02 - Alpha Books
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"One personas loss is another personas gain."
This invaluable guide explains everything readers need to know about finding and financing foreclosed and soon-to-be foreclosed residential properties with the highest potential return. Completely updated, this new edition reflects recent changes in the way banks and the government dispose of foreclosed properties, covers new laws, and advises how to steer clear of scams.
First edition sold more than 30,000 copies in a year and a half
The national residential foreclosure rate rose to from .75% to 1.16% (of all mortgages) by the end of 2006athe biggest jump in 30 years
Foreclosures are expected to continue to increase as interest rates rise and monthly payments on short-term variable rate and interest-only loans make homes unaffordable
...More
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Home Staging: The Winning Way to Sell Your House for More Money
By Schwarz, Barb
Sears, Mary Seehafer
2006/01 - John Wiley & Sons
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The way you live in a home and the way you sell it are two different things. That's the premise of Staging*, a concept that teaches you to look at your home through a buyer's eyes and make adjustments to improve its appeal and value.
In any real estate market, Staged homes sell faster or sell for more money--or both. With Home Staging, you'll learn how to play up your home's strong points and improve its presentation. By rearranging furniture, trimming overgrown bushes, painting a room, and clearing out the clutter, Home Staging will help you spotlight your property for a fast, profitable sale.
Filled with organizing tips and checklists, plus before-and-Staged photographs that dramatically show how Staging can transform your home inside and out, Home Staging has all the answers you'll need when looking to increase the sale price of ...More |
Employment
Pinpoint Accomplishments to Make Your Resume Shine
By Dana Mattioli - Wall Street Journal
January 16, 2007
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Win the Interview, Win the Job: Outshine the Competition with Great Preparation and Skill
By Krannich, Caryl
Krannich, Ron
2007/02 - Impact Publications
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Designed to easily prepare job seekers for all types of job interviews, this book is packed with solid advice, including how to best prepare for different types of interviews, handle stress, observe etiquette, gather information, formulate key questions, rehearse tough questions, dress appropriately, listen effectively, respond to a job offer, negotiate a salary figure, and handle the critical post-interview period. Stresses the importance of preparation at each stage of the job interview. ...More
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Job-Hunting Online
By Emery Bolles, Mark
Nelson Bolles, Richard
2008/05 - Ten Speed Press
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The Internet can be an invaluable tool in any job huntbut only when you know how to use it. Cowritten by career guru Richard Nelson Bolles and his son, nontraditional career expert Mark Emery Bolles, JOB-HUNTING ONLINE helps job seekers navigate the overwhelming amount of information available on the Internet to find the most useful sites and avoid common pitfalls. Filled with hundreds of annotated website recommendations and newly reorganized to follow the action steps of a successful job hunt, this time-saving desktop guide is essential to an effective online job search. ...More |
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